Category: Investment

How to Make Money Online with Facebook

Facebook ranks as one of the top social media websites in the world today with billions of users every day. It has become a community of many users who are sharing content, stories, pictures, videos, connecting, selling, marketing, and making the world more digital. It all started as a platform where people can connect with friends and family and catch up on old times but today it has moved beyond being a place for personal interaction to making business contacts and more. Facebook also happens to be the largest social network in the world and the third most popular...

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Personal Budgeting

Budgeting really should be the foundation of personal finance. Whether or not you write down a personal budget, use a budget spreadsheet, use a budgeting app, or you simply keep track of your finances in your head — you’re probably already budgeting. What is budgeting? Basically, it’s making sure that you’re spending less than you’re bringing in and planning for both the short (immediate future)- and long-term (decades to come). And budgeting is never more important than in your early adult life as you figure out how to optimally utilize your periodic pay-cheque, pay off debt, and — hopefully — save a...

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How to Make Money with a Free Blogger Website

Blogger.com is a Google-owned blogging platform that is now being used by many high-profile bloggers to create various types of content; news, opinion posts, music blogs, video blogs (vblogs), gossip and many more. Having blogger website has its advantage of gaining access to the various packages offered by Google for instance the much coveted Adsense program. A free blogger account will appear like this; yoursite.blogger.com until you upgrade to the premium package which them removes the blogger making it yourname.com. High-profile bloggers like Linda Ikeji started off with the free package up till the last 2 years before upgrading...

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Top 5 Revealing Reasons Why Land Banking is Better than Saving in the Bank

Currency always diminishes in value while real estate appreciates:   The purchasing power of money continually diminishes. The things one million Naira could buy five years ago are not the same things it can buy today as the prices of goods have gone up. However, real estate always appreciates. If you buy a plot of land in a good location, take effective possession and perfect necessary documentation today, in five years’ time, you can sell it for double (or even triple) the price you bought it.   Return on savings is infinitesimal while returns on real estate investments are...

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6 Reasons Why Small Businesses Fail

According to Small Business Administration research, only half of new businesses survive for the first five years and only one-third of new businesses are able to survive for 10 years. The inverse is compelling as we can conclude that if only 50% of new businesses survive for the first five years, then the other 50% fail in the first five years. We can also conclude that about 65% of new businesses don’t make it to the ten-year mark. Forbes reports an even more grim statistic, based on Bloomberg research, that of every 10 businesses, eight fail within the first 18 months. What are...

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